<?xml version="1.0" encoding="UTF-8"?>
<urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9"
        xmlns:xhtml="http://www.w3.org/1999/xhtml">

  <!-- 首頁：強積金提取 / MPF 提取 主要關鍵詞頁面 -->
  <url>
    <loc>https://www.mpftrack.com/index.html</loc>
    <lastmod>2026-10-30</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1.0</priority>
    <xhtml:link rel="alternate" hreflang="zh-HK" href="https://www.mpftrack.com/index.html"/>
    <xhtml:link rel="alternate" hreflang="en" href="https://www.mpftrack.com/index-en.html"/>
  </url>

  <url>
    <loc>https://www.mpftrack.com/index-en.html</loc>
    <lastmod>2026-10-30</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.9</priority>
    <xhtml:link rel="alternate" hreflang="zh-HK" href="https://www.mpftrack.com/index.html"/>
    <xhtml:link rel="alternate" hreflang="en" href="https://www.mpftrack.com/index-en.html"/>
  </url>

  <!-- 服務 / 提取流程 -->
  <url>
    <loc>https://www.mpftrack.com/services.html</loc>
    <lastmod>2026-10-30</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
    <xhtml:link rel="alternate" hreflang="zh-HK" href="https://www.mpftrack.com/services.html"/>
    <xhtml:link rel="alternate" hreflang="en" href="https://www.mpftrack.com/service-en.html"/>
  </url>

  <url>
    <loc>https://www.mpftrack.com/service-en.html</loc>
    <lastmod>2026-10-30</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
    <xhtml:link rel="alternate" hreflang="zh-HK" href="https://www.mpftrack.com/services.html"/>
    <xhtml:link rel="alternate" hreflang="en" href="https://www.mpftrack.com/service-en.html"/>
  </url>

  <!-- 常見問題（提取資格、時間、費用） -->
  <url>
    <loc>https://www.mpftrack.com/question.html</loc>
    <lastmod>2026-10-30</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.9</priority>
    <xhtml:link rel="alternate" hreflang="zh-HK" href="https://www.mpftrack.com/question.html"/>
    <xhtml:link rel="alternate" hreflang="en" href="https://www.mpftrack.com/question-en.html"/>
  </url>

  <url>
    <loc>https://www.mpftrack.com/question-en.html</loc>
    <lastmod>2026-10-30</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.8</priority>
    <xhtml:link rel="alternate" hreflang="zh-HK" href="https://www.mpftrack.com/question.html"/>
    <xhtml:link rel="alternate" hreflang="en" href="https://www.mpftrack.com/question-en.html"/>
  </url>

  <!-- 關於我們 -->
  <url>
    <loc>https://www.mpftrack.com/about.html</loc>
    <lastmod>2026-10-30</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
    <xhtml:link rel="alternate" hreflang="zh-HK" href="https://www.mpftrack.com/about.html"/>
    <xhtml:link rel="alternate" hreflang="en" href="https://www.mpftrack.com/about-en.html"/>
  </url>

  <url>
    <loc>https://www.mpftrack.com/about-en.html</loc>
    <lastmod>2026-10-30</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
    <xhtml:link rel="alternate" hreflang="zh-HK" href="https://www.mpftrack.com/about.html"/>
    <xhtml:link rel="alternate" hreflang="en" href="https://www.mpftrack.com/about-en.html"/>
  </url>

  <!-- 最新消息 -->
  <url>
    <loc>https://www.mpftrack.com/news.html</loc>
    <lastmod>2026-10-30</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.8</priority>
  </url>

  <!-- 政策頁 -->
  <url>
    <loc>https://www.mpftrack.com/1.html</loc>
    <lastmod>2026-10-30</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.3</priority>
  </url>

  <url>
    <loc>https://www.mpftrack.com/2.html</loc>
    <lastmod>2026-10-30</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.3</priority>
  </url>

  <url>
    <loc>https://www.mpftrack.com/3.html</loc>
    <lastmod>2026-10-30</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.3</priority>
  </url>

</urlset>
